EXPECTED RESOURCES (must be for the same time-frame as the Expected Expenses section)
If you are planning to apply for government student loans (e.g., Ontario Student Assistance Program) for the upcoming academic year and received the loan for the current academic year, you must enter the current year’s amount as your estimate for the upcoming year and provide a copy of your current year’s assessment with your application.
If you did not receive government student loans this year and are planning to apply for the upcoming academic year, enter the amount from the online OSAP Aid Estimator and submit a print-out or equivalent with your application. The OSAP Aid Estimator is available here: https://osap.gov.on.ca/AidEstimator2223Web/enterapp/enter.xhtml
NOTE: If the estimator indicates that an estimate for September 2025 is not available, please use the September 2024 estimate.
Please note, it is essential to fill in your expected resources as accurately and honestly as possible. Students who do not plan to apply for OSAP, do not submit evidence of a prior OSAP assessment, or do not submit an OSAP Aid Estimate will not be considered for needs-based awards. If you are not able to apply for OSAP due to a restriction or extenuating circumstance, please indicate so below in your Personal Statement.
Additionally, students who do not indicate any resources and do not provide a reason for having no resources in their Personal Statement will not be considered for needs-based awards.